CRIF SpA

CRIF is a global company specializing in credit bureau and business information systems, analytics, outsourcing and processing services, as well as advanced digital and open banking solutions. Founded in Bologna (Italy) in 1988, today CRIF has an international presence, covering 37 countries across 4 continents with over 6,600 professionals. CRIF aims to create value for consumers, businesses and financial institutions by providing information and solutions that enable more powerful decision-making, improve access to credit and accelerate digital innovation. CRIF also offers fraud prevention and cybersecurity services to consumers and SMEs. Thanks to its two ESMA-authorized Credit Rating Agencies – both recognized as External Credit Assessment Institutions (ECAI) – CRIF provides regulatory ratings valid in all the European Union. Furthermore, CRIF operates as an Account Information Service Provider (AISP) in all European countries where the PSD2 directive applies with open banking services – including AISP services in the UK – and as an Account Aggregator (AA) in India. – 37 countries covered – 85+ subsidiary companies – 6,600+ professionals at your service – more than 10,500 financial institutions, 450 insurance companies, 90,000 business clients, and 1,000,000 consumers use CRIF services. – 500+ software installations

CRIF SpA is a global company specializing in credit information systems, business information, and decision support solutions. It operates in four continents and offers advanced digital solutions for banks, insurance companies, businesses, telecommunications, media, and consumers. CRIF’s services include credit risk management, fraud prevention, and digital lending solutions, integrating ESG criteria into credit risk evaluation. The company is committed to sustainability and innovation, leveraging AI and advanced analytics to support decision-making and business growt